Showing posts with label education. Show all posts
Showing posts with label education. Show all posts

Tuesday, January 10, 2017

CHOOSING AN ONLINE UNIVERSITY? WHAT YOU SHOULD ASK

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Choosing an Online University
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With college tuition rising, more and more people are choosing to study online. With lower tuition and flexible schedules, it can be a great choice for many. However, not all online universities are created equal, and it’s important to do your due diligence before choosing one.  To help, Western Governors University (WGU), has a list of five questions to ask to ensure you choose the right university for your needs. 

Is the university regionally accredited? Regional accreditation is the highest form of accreditation. The U.S. Department of Education publishes a list of regional accrediting agencies that are recognized as reliable authorities on the quality of education or training offered by institutions of higher learning.

Accreditation ensures that employers and other academic institutions will respect and recognize your degree.

How much will it cost? Tuition at online universities varies widely, from approximately the same cost as a public university to more than twice as much. Be sure to understand all of the costs-tuition, books, and fees-before you make your decision, along with the possibility of receiving financial aid. If you are approved and decide to receive financial aid, make sure you only borrow what you need to graduate, this will help steer you away from incurring unnecessary additional student debt. Another factor in your cost consideration should be the length of time you expect to take to complete your degree-the longer it takes, the more it is likely to cost.

How will you learn? Some aspects of your student experience at an online university will be similar to what you would expect in a more traditional environment. You will study, write papers, complete projects, and take tests. Other aspects, such as when and where you study and how you interact with faculty and other students, are quite different. You may want to consider a competency-based program, which will allow you to study and learn on your own schedule and advance as soon as you demonstrate mastery of the subject matter.

What kind of help and support will you get? Online should not mean alone. Support from faculty and administration is key aspect to your success as a student. Be sure the university you choose provides a high level of faculty support and opportunities to interact with other students.

Will your degree prepare you for career advancement or graduate work? Make sure the degree program you choose offers relevant and up-to-date curriculum to ensure when you graduate, you will have the real-world skills employers need. Ask for information about alumni placements, employer surveys, and graduate rankings on national test scores.

Source: 
www.wgu.edu




5 FINANCIAL RESOLUTIONS FOR THE NEW YEAR

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5 Financial Resolutions For The New Year
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When it comes to making resolutions, many Americans hope to stash away more cash. Below are several easy financial resolutions you can make to bolster your bank account.

Open a separate savings account to force yourself to build an emergency savings fund. Make it separate from your main financial institution, with no ATM card, so you will be forced to go into a branch to withdraw money.

Educate yourself. Check out some books on personal finance or subscribe to a magazine or personal finance blog. 

Pull your credit score and report. A good way to start the year is to find out exactly where you stand financially. Download your credit report (one free each year from each of the three main reporting bureaus) at www.annualcreditreport.com.

Plan ahead. Get in the habit each night of preparing for the next day: Packing lunches, prepping breakfast and dinner.  That way you will not be tempted to buy convenience food on the run, because you are rushed.

Unsubscribe. Remove the temptation of impulse buying online by unsubscribing from retail email.  This can take some time, but, ultimately, you will save time and money by not being bombarded with emails "deals", tempting you to buy.

Source: 
www.greenpath.org


Monday, August 8, 2016

HUD OFFERS $2 MILLION TO HELP STUDENTS IN ASSISTED HOUSING AFFORD EDUCATION



 HUD OFFERS $2 MILLION TO HELP STUDENTS IN ASSISTED HOUSING AFFORD EDUCATION

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​The U.S. Department of Housing and Urban Development (HUD) recently announced the agency is making $2 million in grants available to help low-income families and young people apply for federal aid for college and other post-secondary educational opportunities.  The funding is being offered through HUD's longstanding Resident Opportunities and Self Sufficiency (ROSS) Program.  The available funding will support 'Education Navigators' in up to six Public Housing Agencies (PHAs) across the country.

Increased access to higher education can significantly improve life outcomes. The Department of Education estimates that those who earn a bachelor's degree earn two-thirds more than those with only a high school diploma or an average of $1 million more in lifetime earnings.  In addition, college graduates are far less likely to face unemployment.  It's also estimated that within the next four years, two-thirds of all new full-time jobs will require a college education.

HUD Secretary Juli?n Castro says, "Many families find the cost of higher education prohibitive, but know that a degree or training beyond high school is essential to be competitive in today's 21st century global economy. By helping students access federal financial aid, HUD is lifting up students to overcome financial challenges and reach their full potential."

HUD's 
ROSS Program encourages local, innovative strategies that link public housing assistance with public and private resources to enable participating families to increase earned income, reduce or eliminate the need for welfare assistance, and make progress toward achieving economic independence and housing self-sufficiency.  The ROSS for Education Program, also known as Project SOAR (Students + Opportunities + Achievements = Results), will support hundreds of young people between the ages of 15-20 to apply for U.S. Department of Education's Free Application for Federal Student Aid (FAFSA).

Lourdes Castro Ram?rez, HUD's Principal Deputy Assistant Secretary for Public and Indian Housing, adds, "By investing in our youth and communities, we're helping to unlock the promise of higher education for all. Project SOAR will help students in HUD-assisted households to access opportunity and achieve their dreams."

Project SOAR is one of several HUD initiatives to increase access to federal financial aid for HUD-assisted families and students:

-HUD is working with the Department of Education to better understand FASFA completion and educational attainment of HUD-assisted tenants through data sharing.
-Alongside the White House's Social and Behavioral Sciences Team, HUD is exploring whether behaviorally informed messages can increase completion of the FAFSA among students with housing assistance.

 For more information, visit 
www.hud.gov.

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