How to Win in Business and Life

How to Win in Business and Life

RECBL - Real Estate News

Our society is captivated by winners-the people who’ve achieved success and the American Dream and make the process look effortless. In America, were guaranteed the right to life, liberty and the pursuit of happiness; however, many people feel the American Dream is impossible to reach today.

As an emigrant who came to America from Ireland with less than $100 and went on to build wealth and a successful company, I think the American Dream is alive and well.

With hard work, persistence, and a commitment to learning, success and the American Dream can be within reach.

Here are seven tips that encourage success:

1. Focus on your goals. When challenges arise, think about the impact that reaching your goals will have on your life. This will help you face and overcome any challenges. If you’ve only recently started setting goals, be sure to write them down...and be specific.

2. Have a positive attitude. People prefer to work with positive people, and your clients are no different. A positive attitude helps build relationships, leading to repeat business and referrals. One of the best ways to develop a positive attitude is to fill your mind with positive stories, music, books, etc.

3. Master the fundamentals. The fundamentals are timeless strategies to use regardless of the state of the market. Instead of relying on gimmicks, focus on the basics-the productive activities that have a proven record of creating results (e.g., phone calls, personal notes, monthly marketing materials and small gifts to your top-referring clients). Do at least two hours of lead generation each day, making it one of your top priorities for the day.

4. Be consistent. Consistency builds habits, and to be consistent, it’s important to have a system. Systems allow you to provide excellent service to your clients and stay connected with them long after the transaction has closed. Do the necessary tasks-daily lead-generating activities and asking for referrals-and the results will come.

5. Find a mentor. Successful people are always looking to improve. Seek a mentor who’s further along the path you’re on and ask for advice and assistance. Having a mentor will ensure you stay on the path to success.

6. Do what it takes. One of the common traits found in the stories of successful emigrants is a willingness to do whatever it takes to succeed. Tap into this trait by practicing longer and more often in order to build your skills, and seek out solutions to the challenges you face.

7. Never give up. It’s impossible to achieve anything if you quit when a challenge arises. Determination is crucial when it comes to achieving success.

The American Dream is alive and well, and by practicing the tips above, you can get on the path to achieve success in both your business and personal life. My belief in the American Dream is so strong that I wrote a best-selling book about it: "The Emigrant Edge: How to Make It Big in America," which is in stores and online.

Brian Buffini was born and raised in Dublin, Ireland, and immigrated to San Diego in 1986, where he became the classic American rags to riches story. After becoming one of the nation’s top REALTORS(R), he founded Buffini & Company, an organization dedicated to sharing his powerful lead-generation systems with others. Based in Carlsbad, Calif., Buffini & Company has trained over 3 million business professionals in 37 countries and currently coaches more than 25,000 business people across North America. Today, Brians a New York Times best-selling author and reaches over 1 million listeners a year through his popular "Brian Buffini Show" podcast.

For more information, please pick up a copy of Buffinis latest book "The Emigrant Edge," or visit www.buffiniandcompany.com.

For more information, please visit www.nar.realtor.

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Make Up Your Mind To Achieve Your Goals

Make up your mind to achieve your goals

Cash Buyers Lists Make Up Your Mind to Achieve Your Goals
#realestate #cashbuyerslists #makeupyourmind #achieve #goals #success #entrepreneur #entrepreneurship #momentrepreneur #motivation#passionate #motivated #successful #focused #ican #iwill #iwillsucceed#plan #planofaction
http://bit.ly/RECBL-March3
Many of us set goals and resolutions at the beginning of the year, only to fall off track a few months in or when faced with a challenge. Brian Buffini of Buffini and Company provides some valuable insight on, "Making up your mind to achieve your goals!"
Read More> http://bit.ly/RECBL-March3


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WOMEN ENTREPRENEURS: HOMEOWNERSHIP AND PROFESSIONAL SUCCESS

Women Entrepreneurs: Homeownership and Professional Success

Cash Buyers Lists News

It's undeniable; women entrepreneurs hold tremendous potential for success and the American economy. Entrepreneurial women are starting over 1,100 businesses a day and women-owned businesses have increased 27.5 percent from just 2007 to 2012, currently numbering at 10 million, according to the Census Bureau.  However, this tremendous growth is eclipsed by the dire conditions with which women-owned businesses are faced. Here are two stark truths: 91 percent of women-owned businesses have no employees other than the owner and 88 percent of women-owned firms do not surpass the $100,000 revenue threshold. 

The majority of women-owned businesses are small businesses, and the U.S. Small Business Administration (SBA) Office of Advocacy reveals that of businesses started in 2014, a mere 9 percent survived until 2015. Compounded by the fact that women receive only 16 percent of conventional small business loans, 4.4 percent of the total dollar value of all small business loans, according to a 2014 Senate Committee report, this makes it extremely difficult for women entrepreneurs to make their businesses successes.

Access to capital is a serious issue for women-owned businesses. The National Women's Business Council (NWBC) reports:

• Women start businesses with half as much capital as men ($75,000 vs. $135,000).
• Women receive 0.1 percent of venture capital financing.
• Only 5.5 percent of women-owned businesses utilize business loans from banks to begin or acquire their business.
• 55.5 percent of women-owned businesses are launched through the use of personal savings.

Pervasive gender imbalances like these severely hinder the capabilities of women entrepreneurs. By raising women's access to capital, women become increasingly equipped to enter the business arena with security and succeed.  Women's progress has extensive effects and its ripples are evident in all generations, from college students to seasoned professionals. Women are advancing in their fields, increasing their wealth and simultaneously raising their capability to become homeowners.

The significance of homeownership cannot be overstated. Owning a home means achieving the American Dream and having a place to call your own; it builds wealth and secures your professional progress. For women, who face an imbalanced professional field and work hard for less money, becoming a homeowner is powerful.  How can we level the playing field for women entrepreneurs?

​Women must be able to utilize personal successes profitably in the business arena. In situations when they are denied loans, women entrepreneurs should be able to leverage achievements, like their status as homeowners and wealth, to obtain much needed business loans.

​It's all a cycle. The professional arena needs to be balanced so women are given equal opportunity to succeed. With success, women will be able to lead better lives through accomplishments such as homeownership, which will in turn beneficially poise women for business success.  But what happens when successful women don't appear to be so on paper?

We have seen how lack of accountability has caused a downturn in the housing market, but little has been said about the effect the recession had on financing for small businesses. With the impact of losing home equity, and, in a high number of cases, the home entirely, small business owners were devastatingly impacted.

Damaged credit has left hopeful homebuyers with bad FICO scores and business owners incapable of obtaining loans. Even though women are able to afford a home or repay a business loan, systematic roadblocks prevent them from being recognized as reliable consumers.  The Federal Deposit Insurance Corporation (FDIC) reports that in 2013, 7.7 percent of American households (17 million adults) were unbanked and 20 percent (51 million adults) were under banked. This amounts to almost 70 million Americans who do not have full access to credit.

"We have millions of potential homebuyers, car buyers, and just plain consumers who do not qualify for financing or even credit cards because they don't fit within traditional credit definitions," states Rick Sharga, executive vice president at Auction.com, about an alternative credit scoring system being developed by FICO.

"Many of these individuals are perfectly good credit risks and have good incomes, but until this point they've been unable to get the benefit of their prompt payments and prudent financial management," Sharga continues. "There's an unfairness to this, which can be reduced with the use of alternative credit scoring, and today's big data solutions make the data needed to create this scoring readily available."  A change needs to be made to inflexible, inaccurate practices used to determine if a person is qualified for a mortgage or loan. The significant limitations to which capable consumers are being subjected are unjust. Homebuyers and professionals should not be held back from experiencing important life transitions simply because an antiquated system determines their credit score is not good enough.

Over the decades there have been many creative financing techniques, especially for residential purchases. Innovation in lending is needed now more than ever. Women must be given an equal chance to succeed, personally and professionally.  Homeownership and professional success go hand in hand; when a score on a sheet of paper prevents women from achieving either, alternative methods should allow them to leverage one in order to achieve the other.

DesirEe Patno is president and CEO of the National Association of Women in Real Estate Businesses (NAWRB).
For more information, please visit www.nawrb.com.

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